Smarter Apartment Underwriting, Instantly.
AptFi provides professional-grade tools to quickly evaluate risk, yield, and cashflow for prospective multifamily acquisitions.
Unified Quick Underwriter
Input a few key parameters to estimate all core multifamily metrics instantly.
Deal Parameters
Underwriting Estimates
Specialized Underwriting Calculators
Cap Rate Calculator
Analyze capitalization rate by breaking down potential rental income, vacancy rates, credit losses, and complex operating expenses.
Cash on Cash Return
Calculate pre-tax cashflow yields relative to down payments, mortgage payments, closing costs, and capital expenditures.
Debt Service Coverage Ratio
Evaluate debt-safety ratios utilized by commercial lenders to approve or adjust commercial real estate financing requests.
Debt Yield Calculator
Compute the leverage-neutral return for commercial lenders. Essential for understanding sizing parameters for CMBS and agency debt.
IRR holding Calculator
Assess internal rate of return over holding horizons (5 to 10 years), including acquisition equity, annual cashflows, and terminal liquidation.
Underwriting Guide & FAQ
Understand the math, benchmarks, guidelines, and terminology used by top commercial banks and multifamily syndications.